-Go to your M-Pesa menu on your phone
-Select Lipa na M-Pesa
-Select Pay Bill
-Enter the business number 4035175
-Enter your account number ( e.g KFS01234) you can add to this field a small narration like 'savings' or 'loan payment' or 'plot' or 'shares' depending on what you are paying for. The characters in this field are sufficient for all that. (e.g. KFS01234 Loan) or KFS01234 savings) or( KFS01234 plot) etc
-Enter the amount
-Enter the PIN
-Then 'confirm' and 'send'
Your will receive a confirmation message saying that funds have been successfully credited to Kefra Diaspora Sacco.

Note
Paybill no. 4035175
Account no. 1210924307

IMPORTANT:
Dont forget to send your receipt or prove of payment to payments@kefrasacco.com